WELCOME TO ASTUTE PRINCIPLE
- ASB FINANCING
- UNIT TRUST INVESTMENT
- PRIVATE RETIREMENT PLAN
- SUKUK
- FIXED DEPOSIT
- REDEEMABLE CUMULATIVE PREFERENCE SHARE (RCPS)
- REDEEMABLE PREFERENCE SHARE
CREATION
In Astute Principle , we provide a full range of Investment portfolio to cater our client needs.
It is always important to diversify investment portfolio , thus, its allowed our client to maximized their investment portfolio with investing with us.
ASB FINANCING
Eligible to Malaysian Bumiputera
It is covered by Amanah Raya Trustee Berhad
Does not required a big amount of capital
The returns is higher as compared to FD and TH
A good investment portfolio for short and long terms duration

UNIT TRUST
Unit Trust is a collective investment which allows investor to invest in a funds that invest in portfolio of securities. The fund will be in handle by the Fund Manager from the respective Asset Management Company.
Unit Trust Investment can be made through
- Cash Investment
- EPF investment Sheme
- Regular Savings Plan

SUKUK
Sukuk is an Islamic financial certificate. Its is Shariah Compliace.Sukuk is similar to the conventional bond in Western Finance. Sukuk were created in order to link the returns and cash flows of debt financing to a specific asset being purchased, effectively distributing the benefits of that asset.

FIXED DEPOSIT
Fixed Deposit (FD) is a financial instrument offered by Asset Management Company, which allows our clients to save money at a period of time to generate higher interest compared to a conventional savings account.

FIXED DEPOSIT
PROTECTION
In Astute Principle , we always ensure that our clients are well protected in order to have a balance portfolio of Create , Protect and Preservation.
MEDICAL COVERAGE
Providing a medical coverage to our client with a great comprehensive policies that offer more benefits.

DEBT REPLACEMENT
You don't always need new debt. Lets us bring solution ideal for you

EDUCATION PLAN
The child education plan is a product specially designed as a savings tool to provide an amount of money when your child reaches the age for entry into college (18 years and above). The funds can be used to pay for your child's higher education expenses.

PRESERVATION
In Astute Principle , we cater our clients need even for the preservation. It is our duty to make sure our clients are well knowledgeable to make sure that their estate will be distribute accordingly to their desires upon demised.
ESTATE ADMINISTRATION
Estate Administration is the process of compiling and managing a deceased’s assets ,settling any debts and distributing the assets to the beneficiaries.

WILL WRITING
A will is an instructions given to the loved ones, ensuring that the estate will be distributed according to our clients wish. With a Will, the appointed Executor will distribute our Clients assets as per the clients last will and testament.

HIBAH
HIBAH is a gift of assets by the client during his / her lifetime to the recipient voluntarily on the basis of love,without any coercion and consideration and with Ijab and Qabul between the client and his/her recipient. We provide Hibah for :
-Property
- Company Shares
- Jewelry
- Joing Account
- Vehicle
- Takaful

FAMILY TRUST
Family trust are designed to protect our client assets beyond lifetime according to his /her instructions.
A family trust is a trust established specifically for the benefit of members of a particular family. The purpose of creating a family trust is to protect and manage family assets for current and / or future generations.
